This benefit provides you with a one-off lump sum if you lose a loved one such as a parent, partner or child, so you can take some time off to grieve and spend with your family. The cover includes a one-off lump sum payment upon a successful claim. The amount is defined by the conditions of your policy. To find out more, see what's covered and how to make a claim, just head to the Protections section of your Collective account.